Meet Rakesh Chandarana – Personal Mortgage Guidance From Capital Advice
Rakesh Chandarana is the Lending Specialist at Capital Advice, helping first-time buyers, homeowners and property investors understand their mortgage options and the steps involved in making an informed mortgage decision.
A Straightforward Approach to Mortgage Advice
The starting point is understanding your circumstances, property plans and what you want to achieve before discussing the mortgage route that may be relevant to you.
Rakesh’s Approach to Mortgage Advice
Mortgage decisions can involve unfamiliar terminology, lender criteria, affordability assessments and paperwork. Rakesh’s approach is to make the process easier to understand by explaining the important points clearly and keeping the advice focused on your circumstances.
Rather than starting with a product, the conversation starts with you: where you are now, what you want to achieve, the property plans you are considering and the information a lender may need to assess.
Mortgage Areas Rakesh Can Help You Explore
Capital Advice currently focuses on four core mortgage services.
First-Time Buyer Mortgages
Understand deposits, affordability and the steps involved in buying your first home.
First-Time Buyer AdviceRemortgage Advice
Review your existing mortgage and understand the options relevant to your circumstances.
Remortgage AdviceBuy-to-Let Mortgages
Discuss mortgage considerations for purchasing or reviewing finance on a rental property.
Buy-to-Let AdviceLet-to-Buy Mortgages
Understand the mortgage considerations when moving home while keeping your existing property to rent.
Let-to-Buy AdviceWhat You Can Expect When Working With Rakesh
A Personal Conversation
The discussion starts with your circumstances and what you want to achieve, rather than assuming one mortgage route fits everyone.
Clear Explanations
Mortgage options, criteria and next steps are explained in straightforward language so you can understand the decision in front of you.
Support Through the Process
If you decide to proceed, Rakesh can help with the mortgage application and keep you informed as it progresses.
A Clear Mortgage Advice Process
From the first conversation through to application support.
Initial Conversation
Discuss your circumstances, property plans and what you want to achieve.
Research & Assessment
Review the mortgage options and lender criteria relevant to the information you provide.
Recommendation
Understand the recommended route, key features and important considerations before deciding how to proceed.
Application Support
If you proceed, receive support with the mortgage application and updates as it progresses.
Capital Advice Regulatory Information
Capital Advice is a trading style of Orchard Financial Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 623905.
Orchard Financial Solutions Ltd is a brokerage and not a lender. The FCA does not regulate some investment mortgage contracts.
Important Information
Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.
Ready to Discuss Your Mortgage With Rakesh?
Start with a conversation about your circumstances, property plans and what you want to achieve.